Everyone’s heard of “co-signing.” But, did you know you can share credit scores, too? It’s called the tradelines. It’s a little-known credit enhancement technique authorized by federal regulation. Becoming an authorized user on a credit card with a high limit could help lower your credit utilization rate. In effect, increasing your FICO® Score.
Becoming a primary account holder on your own revolving credit card with the utilization of only 10% could help lower your debt-to-credit ratio. In effect, increasing your FICO® Score. Need more information about our available Credit Point Booster® tradelines, contact us: (855) 834-4663
In working with thousands of consumers over the years, Credit Point Booster® results prove that Tradelines remains an effective way to add information to an individual's credit report, regardless of the relationship between the primary user and the authorized user.
First off, a “tradeline” is anything that shows on your credit reports. Any account that reports the bureau is a tradeline. That could mean mortgage, auto loan, student loan, credit cards (or any loan at all). "Piggybacking" tradelines is a practice involving seasoned tradelines, which uses a creditworthy borrower's accounts to improve the credit rating of an unrelated third party. An "authorized user" is someone who is added to a creditworthy borrower's tradeline without any additional application or credit check.
Tradelines come in two varieties: primary tradelines and authorized user tradelines also known as secondary tradelines. Primary tradelines are lines of credit in a credit history. If a credit card user has primary tradelines in good standing, it can have a significant impact on the user’s credit score, enabling the user to borrow more from credit card issuers. The second kind of tradeline is the “authorized user” tradeline, where a credit card holder adds another individual to a credit card account. This raises the credit score of the authorized user, who inherits some of the primary user’s credit history. tradelines will strengthen your debt-to-credit ratio, age of credit history, payment history, and overall credit score.
Tradelines are the most powerful credit enhancement tools
Credit Point Booster® tradeline services offer our clients a proven credit enhancement technique that effectively gives them better purchasing power. This credit score enhancing technique — if you decide to buy tradelines — can help you quickly increase your FICO Score.
Need more information about our available Credit Point Booster® tradelines, please do not hesitate to contact us: (855) 834-4663
Need more information about our available Credit Point Booster® tradelines, please do not hesitate to contact us:
Seasoned tradelines with high credit limits and perfect payment history can increase your average age of accounts, decrease your debt-to-credit ratio, etc. By utilizing tradelines combined with expert credit repair strategy, Credit Point Booster® may be able to help raise your score quickly!
Once we receive the agreement back, we will confirm your name and SSN through Lexis-Nexis or a similar database to confirm your identity. To help combat fraud, we will not add tradelines to any number other than your client's original issued SSN. CPN’s, TIN’s or SSN’s that are proved to be linked to any other person violates our contract and shall not be eligible for a refund. Additionally, all resellers must be fully compliant with all CROA guidelines (Credit Repair Organizations Act).
MORE TRADELINES EXAMPLES INVENTORY
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Disclaimer: Adding tradelines is a great way for many people to enhance their credit score. However, it doesn’t have the same results for everyone. If you have a recent negative credit history, adding tradelines will not have a significant impact on their credit score. Therefore, If any of these apply, currently 30 days or later on payments, bankruptcy within the past 6 months, new collections within the past 6 months, or judgments within the past 6 months, we suggest an alternate route to improving your scores.
Let us add tradelines to increase your credit scores to help you qualify for a higher limit credit card, new car, or new home!
Need more information on adding Seasoned Tradelines?
Please do not hesitate to contact us: (855) 834-4663
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